Life Insurances & Final Expense

There is nothing more important than family. Most people have car insurance, insurance to cover damage to their homes, and valuables, but none when it comes to their family. No one wants to think of passing away.  Leaving your affairs in order is the an excellent legacy.

Explore which Life Insurance policies fit your circumstance.  Whether it is Final Expense Insurance or Life Insurance, let's get you peace of mind by taking care of your loved ones now.

Cancer/Heart Attack/Stroke Plans

These plans cover:

  • Hospital Confinement Benefit

  • Non-Local Patient Transportation Benefit

  • Family Member Transportation Benefit

  • Patient Lodging Benefit 

  • Family Member Lodging Benefit

Cancer Specific Treatment such as; chemotherapy, radiation,  transfusion, surgical procedures, transplants and more.

Hospital Indemnity Plans

These plans cover your entire in-patient hospital stay for a low monthly premium, usually under $20/month.  Most Medicare hospital copays are hundreds per day, depending on your plan.  Your co-payments may be more than a month's worth of income.  You may add an ambulance rider and/or a skilled nursing benefit rider for only a couple of dollars more.

Home Health Care, Short-Term Insurance

Your Medicare plan covers home health, therapies (physical, occupational, speech), but for how long and for how much? 

The benefit to adding a short-term home health plan is it can help cover deductibles, copays and assist in enhancing your coverage.  No hospitalization required to collect benefits.