ORIGINAL MEDICARE AND COMMON QUESTIONS
Common Questions for New to Medicare recipients:
When do I need to enroll into Original Medicare Parts A & B?
When do I enroll into my Part B if I have employer insurance?
How do I avoid the Part B and Part D penalties?
Will my prescriptions be covered under Medicare Advantage or will i need a separate prescription drug plan?
What are my options after enrolling into Parts A & B?
What is MediGap?
What are Medicare Advantage Plans?
What will my out of pocket costs be?
Common scenerios faced for current Medicare recipients:
· Medication costs not affordable
· Recently moved to another county
· Prescriptions are no longer covered
· Doctors no longer take my plan
· What is the Donut Hole?
· Many more...
Assessing your current health, doctors, and medications, will allow you and I to make the best decision for your health.
Lets not forget about the financial factor in choosing your health plan. We will discuss premiums, deductibles, copays/coinsurance's, as well as the possibility for assistance if you qualify.
Upon completion of a needs analysis, choosing the right option will be more evident; whether that is choosing a Medigap & Stand-Alone Part D plan OR a Medicare Advantage Route (HMO's or PPO's).