Whether you are NEW to Medicare or CURRENTLY facing collisions with your plan, I can help. Depending on you current situation, I will be able to assess your needs and recommend a SOLUTION. You are no longer alone. Let My Medicare ease your health insurance concerns.
Common Questions for New to Medicare recipients:
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When do I need to enroll into Medicare?
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When do I enroll into my Part B?
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How do I avoid the Part B and Part D penalties?
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Do I need Part D?
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What are my options?
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What is MediGap?
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What are Medicare Advantage Plans?
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Are my doctors in network?
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What will my out of pocket costs be?
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It is important to know the deadlines of enrolling into Parts A, B, & D. Penalties could apply depending on your circumstance.
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Assessing your current health, doctors, and medications, will allow you and I to make the best decision for your health.
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Lets not forget about the financial factor in choosing your health plan. We will discuss premiums, deductibles, copays/coinsurance's, as well has the possibility for assistance if you qualify.
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Upon completion of a general assessment, choosing the right option will be more evident; whether that is choosing a Supplement coupled with a Stand-Alone Part D plan OR a Medicare Advantage Route (HMO's or PPO's).
Common questions and problems faced for current Medicare recipients:
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Medication costs not affordable
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Recently moved to another county
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Prescriptions are no longer covered
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Doctors no longer take my plan
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What is the Donut Hole?
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Many more...
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If you are currently on Medicare, you may have run into some of these scenarios.
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Between MediGap, Medicare Advantage, & Part D Plans, there are 50+ Plans offered in Travis County, 56+ Plans for Williamson County, 44+ Plans in Hays County, & 44+ Plans for Bastrop County.
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Doctors may contract with one carrier one year, and decide not to the next year. Beginning in 2019 Centers for Medicare & Medicaid Services introduced a new Special Enrollment Period to remedy this problem. If you are facing this issue, we would need to discuss your options.
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Whether you are on a Stand-Alone Part D Plan or a Medicare Advantage Plan,which includes your Part D, your plan may change the Formulary from year to year. This will effect the drugs Tier level, which will in-turn effect the cost share amount. If this is an issue you face, we would need to discuss your options.
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Networks and cost sharing may effect the Medicare option chosen: Supplements/Part D's or Medicare Advantage Plans.